Hi! I have an idea. (I'm am a major novice in all of this, so please bare with me here).
My basic understanding of Alchemix is that a deposit is made as collateral, half the deposit is given back right away for you to spend (or not spend) as you want. Over time, the initial deposit is "invested" in other interest baring financial mechanisms (yearn--way over my head as to the details of that), and those "gains" are used to pay back your loan. So eventually, your loan is "paid off" and then you can get back your initial deposit for "free". The cost of doing so is just parting with your money for a certain amount of time. Please let me know if any of this is incorrect.
If that all checks out, this is an awesome concept. Love it. Very exciting.
I am super intrigued by these stories of people purchasing "free" boats and cars this way through Alchemix, and it got me thinking. My idea: Perhaps in an attempt to incentive usage of the Alchemix protocol (which I'm assuming is what Alchemix is after here--more users, more adoption of the platform=good), what if Alchemix were to partner with, say, an electric bike company. Say the bike costs $2500.00. People deposit 5k into Alchemix, Alchemix sends $2500.00 to the Bike company, Bike company gives the 5k alchemix depositor a bike and (here's the kicker), new bike owner get a cobranded limited edition Alchemix/Electric Bike company NFT added to their wallet. Eventually, consumer gets their 5k back so the bike was "free", bike company sells a bike and is able to expand into Web3 this way which is a good thing, and Alchemix grows it's user base through word of mouth of this kind of a thing happening, piggy backing on the existing fanbase of, for example, this electric bike company.
Another thought is partner with Non Profits to receive the loan. The list goes on. But partnering with companies IRL with an NFT on top through Alchemix sounds like a great way to drive usage and benefit everyone.
Just a fun way to loop it all together.
I'm very interested to hear everyone's thoughts!