Help Assessing Loan Risk

Hey all,

I'm looking to get a 25K USD or more loan, backed by ETH.

I have a few questions to help me assess platform risk.

1) Dependencies:

Are Yearn and Curve the only dependencies? Or are there others I need to factor in (such as oracles)?

2) No liquidations? How is this possible?

3) TLV: Is this number set at 50%, or does it float with market supply/demand? If so, once the loan is started could the TLV change on me?

4) Alchemix smart contract: Has it been audited? How battle-tested is it?

5) Who has keys to assets held in the smart contract?

6) Can the smart contract freeze my collateral?

7) Fantom vs ETH blockchain risks? Can anyone tell me the difference?

8) The current withdraw bug error: Has this been resolved? Was it isolated to some users, or was it global?

Lastly, if this loan blows up on me, what scenarios might cause that to happen?

Thanks

Sophia